Legal and Content Disclaimer - Presto Payday

Legal and Content Notice

The content of this site is true and accurate at the time of publication. Some of the information may not be updated if the content has been revised over time. This site provides general information only and cannot provide you with personalized legal or financial advice. All the information available at www.prestopayday.com is provided without any express or implicit warranty, including regarding its legal effect and completeness. The information should be used as a guide and modified to meet your own individual needs. Use of any information is at your own risk. Presto Payday LLC and any of its employees, contractors or attorneys who participated in providing the information expressly disclaim the existence of any warranty; by providing you with information, they are not creating or establishing any attorney-client or financial advisory relationship. Communications between you and Presto Payday are only protected by our Privacy Policy, but are NOT covered by attorney-client privilege, as we do not provide legal advice. Our employees are not authorized to advise you on what information to use, how to use it, or how to fill out forms or documents.

The content of this site, including the texts, the Presto Payday logo and the brand name, are owned and controlled by Presto Payday, unless otherwise indicated.

All information is protected by copyright, trademark and / or other intellectual property laws.

© 2021 Presto PayDay. All Rights Reserved.

Presto Payday, LLC is a licensed consumer finance company # FT230000268

To qualify, you must be 18 years or older, a Florida resident, and you cannot have any outstanding cash advances with Presto Payday or any other licensed money services business. Verification of identity and other requirements apply. Getting started online by selecting any of the Apply buttons constitutes an online application.

Scheduled payments due on your cash advance loan will be debited by ACH from the checking account provided in your loan application. If the debit entry is returned unpaid, a bank-charged nonsufficient funds fee may apply. Presto Payday abides by the Fair Debt Collection Practices Act, as applicable, to collect past due accounts. Non-payment does not affect your credit score. Presto Payday does not offer automatic renewals, although you may obtain a 60-day extension at the conclusion of your loan period. Rates, terms and conditions of the loan available at the time funds are provided.Based on the example provided in the Payment Calculator section above, Annual Percentage Rate (APR) for loans up to $ 500 of 508.39% to 273.75% with a 14-day hold time and one repayment. For loans over $ 500, Annual Percentage Rate (APR) of 194% with up to a 60-day hold time and 3 equal repayments starting at 30 days and ending at 60 days. Customers with credit difficulties should seek credit counseling. Presto Payday is licensed as a Money Service Business by the Florida Office of Financial Regulation.

NOTE: Many loan products are available. Small-dollar loans such as Payday loans can be expensive and are only intended to provided borrowers with cash for unexpected situations. These loans may be more expensive than traditional financing and are not a substitute for lower-cost financing solutions. For help setting up a budget to pay for your expenses based on the income you earn, email the Presto Payday Customer Service Team at info@prestopayday.com .