Everyday Money MattersChecklist for opening a bank or credit union account
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Keep a lid on checking account fees
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Selecting financial products and services
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Ways to pay your bills
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Ways to receive your money
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Save some and spend some
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Money Smart for Older Adults – Resource Guide
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What You Need To Know About CreditHow to rebuild your credit
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Planning to become debt free?
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Understand your credit score
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How to fix mistakes in your credit card bill
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Presto Payday, LLC is a licensed consumer finance company # FT230000268
To qualify, you must be 18 years or older, a Florida resident, and you cannot have any outstanding cash advances with Presto Payday or any other licensed money services business. Verification of identity and other requirements apply. Getting started online by selecting any of the Apply buttons constitutes an online application.
Scheduled payments due on your cash advance loan will be debited by ACH from the checking account provided in your loan application. If the debit entry is returned unpaid, a bank-charged nonsufficient funds fee may apply. Presto Payday abides by the Fair Debt Collection Practices Act, as applicable, to collect past due accounts. Non-payment does not affect your credit score. Presto Payday does not offer automatic renewals, although you may obtain a 60-day extension at the conclusion of your loan period. Rates, terms and conditions of the loan available at the time funds are provided.Based on the example provided in the Payment Calculator section above, Annual Percentage Rate (APR) for loans up to $ 500 of 508.39% to 273.75% with a 14-day hold time and one repayment. For loans over $ 500, Annual Percentage Rate (APR) of 194% with up to a 60-day hold time and 3 equal repayments starting at 30 days and ending at 60 days. Customers with credit difficulties should seek credit counseling. Presto Payday is licensed as a Money Service Business by the Florida Office of Financial Regulation.
NOTE: Many loan products are available. Small-dollar loans such as Payday loans can be expensive and are only intended to provided borrowers with cash for unexpected situations. These loans may be more expensive than traditional financing and are not a substitute for lower-cost financing solutions. For help setting up a budget to pay for your expenses based on the income you earn, email the Presto Payday Customer Service Team at info@prestopayday.com .
